# UNICAJA AHORRO, FI

Gestionado por **UNICAJA ASSET MANAGEMENT, S.G.I.I.C., S.A.** (https://www.iberfunds.com/gestoras/unicaja-asset-management).

## Identificación

| Dato | Valor |
| --- | --- |
| NIF | V81608549 |
| Nº de registro CNMV | 861 |
| Divisa | EUR |
| Activo | Sí |
| Depositario | CECABANK, S.A. |

## Cifras principales

Declaración de 30/06/2026.

| Concepto | Valor |
| --- | --- |
| Patrimonio | € 1,1 mil M |
| Valor liquidativo | € 10,16 |
| Partícipes | 37.626 |
| Rentabilidad del periodo | 0,31 % |
| Volatilidad (VaR histórico) | 0,70 % |
| Volatilidad del valor liquidativo | 1,61 % |

## Valoración

Queda por debajo de los fondos de su vocación en casi todo lo que medimos. Medido contra los fondos de su misma vocación (206 fondos), sobre la declaración de 30/06/2026.

| Eje | Valoración | Evidencia |
| --- | --- | --- |
| Coste | De los caros en su vocación, pero por debajo de la media del mercado | fuerte |
| Dinero invertido | Deja más efectivo que la mitad de los fondos de su vocación | fuerte |
| Gestión activa real | Tiene casi lo mismo que todos | media |
| Consistencia | Gana algunos trimestres, pierde más | débil |
| Trayectoria | Está entre el 25 % que peor rindió de su vocación | débil |

Puntuación sobre criterios públicos y comprobables, no es una recomendación de inversión.

## Cartera

110 posiciones declaradas a 30/06/2026.

| Valor | ISIN | Tipo | País | Valor (€) | Peso |
| --- | --- | --- | --- | --- | --- |
| Bonos ESTADO ALEMAN 2.20 2030-10-10 | DE000BU25059 | Government Bond | DE | € 83,7M | 7,89 % |
| Bonos \| BUONI POLIENNALI DEL \| 1.100 \| 2028-02-28 | IT0005692410 | Government Bond | IT | € 56,5M | 5,33 % |
| Obligaciones \| ESTADO FRANCÉS \| 2.500 \| 2030-05-25 | FR0011883966 | Government Bond | FR | € 42,5M | 4,00 % |
| Obligaciones \| ESTADO ESPAÑOL \| 1.250 \| 2030-10-31 | ES0000012G34 | Government Bond | ES | € 42,1M | 3,97 % |
| Participaciones \| EVLI-RAHASTOYHTIÖ OY | FI0008812011 | Fund | FI | € 14,1M | 1,33 % |
| BONO \| MITSUBISHI HC CAP UK PLC \| 3.73 \| 2027-01-02 | XS2758931880 | Bond | XS | € 10,9M | 1,03 % |
| Bonos \| FERROVIE DELLO STATO \| 3.750 \| 2027-04-14 | XS2532681074 | Government Bond | XS | € 10,7M | 1,01 % |
| RFIJA \| CONTINENTAL AG \| 4.00 \| 2027-03-01 | XS2672452237 | Bond | XS | € 10,3M | 0,97 % |
| Obligaciones \| TIKEJHAU CAPITAL \| 2.250 \| 2026-10-14 | FR0013452893 | Bond | FR | € 10,3M | 0,97 % |
| Bonos \| CATERPILLAR INC. \| 3.023 \| 2027-09-03 | XS2889374356 | Bond | XS | € 10,3M | 0,97 % |
| BONOS \| SANTANDER CONSUMER B \| 4.375 \| 2027-09-13 | XS2679878319 | Bond | XS | € 10,3M | 0,97 % |
| Bonos \| INFINEON TECHNOLOGIE \| 3.375 \| 2027-02-26 | XS2767979052 | Bond | XS | € 10,2M | 0,97 % |
| Bonos \| ROBERT BOSCH GMBH \| 3.625 \| 2027-06-02 | XS2629470506 | Bond | XS | € 10,2M | 0,96 % |
| OB.SNAM SPA 1.375% VT.25 10 27 C7 27 | XS1700721464 | Bond | XS | € 10,2M | 0,96 % |
| BONOS \| BRITISH TELECOMMUNIC \| 1.500 \| 2027-06-23 | XS1637333748 | Bond | XS | € 10,2M | 0,96 % |
| BONO \| NATURGY FIN IBERIA SA \| 1.50 \| 2027-10-29 | XS1755428502 | Bond | XS | € 10,1M | 0,96 % |
| Bonos \| ASAHI BANK \| 0.336 \| 2027-04-19 | XS2328981431 | Bond | XS | € 10,1M | 0,96 % |
| Bonos Morgan Stanley 1.88 2027-04-27 | XS1603892149 | Bond | XS | € 10,1M | 0,95 % |
| BONO \| KUTXABANK SA \| 0.50 \| 2026-10-14 | ES0243307016 | Bond | ES | € 10,1M | 0,95 % |
| BONO \| STANDARD CHARTERED P \| 0.85 \| 2027-01-27 | XS2102360315 | Bond | XS | € 10,1M | 0,95 % |
| BONO \| UBS GROUP AG \| 0.65 \| 2027-01-14 | CH0517825276 | Bond | CH | € 10,1M | 0,95 % |
| BONO \| ANZ NEW ZELAND INTL \| 0.20 \| 2027-09-23 | XS2389757944 | Bond | XS | € 10,1M | 0,95 % |
| OB.HSBC CONT EUROPE 0.1% VT.03 09 2027 | FR0013444304 | Bond | FR | € 10,1M | 0,95 % |
| BONOS \| AMERICAN HONDA FINAN \| 3.750 \| 2027-10-25 | XS2657613720 | Bond | XS | € 9,7M | 0,91 % |
| Bonos \| MOODYS CORPORATION \| 1.750 \| 2027-03-09 | XS1117298163 | Bond | XS | € 9,6M | 0,91 % |
| Bonos Amadeus IT Holding SA 2.88 2027-05-20 | XS2177555062 | Bond | XS | € 9,6M | 0,91 % |
| RFIJA \| TOTALENERGIES CA \| 1.49 \| 2027-04-08 | XS2153406868 | Bond | XS | € 9,6M | 0,91 % |
| RENTA \| NATWEST MARKETS PLC \| 2.750 \| 2027-11-04 | XS2931916972 | Bond | XS | € 9,6M | 0,91 % |
| BONOS \| VOLVO TREASURY AB \| 3.625 \| 2027-05-25 | XS2626343375 | Bond | XS | € 9,6M | 0,90 % |
| RFIJA \| MEDTRONIC GLOBAL \| 1.12 \| 2027-03-07 | XS1960678255 | Bond | XS | € 9,6M | 0,90 % |
| RFIJA \| LEASYS SPA \| 2.88 \| 2027-08-17 | XS3002547134 | Bond | XS | € 9,2M | 0,87 % |
| BONOS \| DELL BANK INTERNATIO \| 4.500 \| 2027-10-18 | XS2545259876 | Bond | XS | € 9,2M | 0,86 % |
| RFIJA \| NETFLIX INC \| 3.62 \| 2027-05-15 | XS1821883102 | Bond | XS | € 9,1M | 0,86 % |
| Obligaciones \| PULEVA \| 1.000 \| 2027-09-15 | XS2385393405 | Bond | XS | € 9,1M | 0,85 % |
| BONO \| BCR-BRISA CONCESSAO RODO \| 2.38 \| 2027-05-10 | PTBSSLOM0002 | Bond | PT | € 9,1M | 0,85 % |
| Bonos \| AVIVA PLC \| 1.875 \| 2027-11-13 | XS1908273219 | Bond | XS | € 9,1M | 0,85 % |
| BONOS \| BMW US CAPITAL LLC \| 3.000 \| 2027-11-02 | DE000A3LT431 | Bond | DE | € 9,0M | 0,85 % |
| Bonos \| PACCAR FINANCIAL EUR \| 3.000 \| 2027-08-29 | XS2887887078 | Bond | XS | € 9,0M | 0,85 % |
| BO.BK MONTREAL 2.75% VT.15 06 2027 | XS2473715675 | Bond | XS | € 9,0M | 0,85 % |
| BONOS \| COCA-COLA CO THE \| 1.125 \| 2027-03-09 | XS1197833053 | Bond | XS | € 9,0M | 0,85 % |
| BONOS \| MCDONALDS CORP \| 3.625 \| 2027-11-28 | XS2726262863 | Bond | XS | € 8,6M | 0,81 % |
| Bonos \| LVMH MOET HENNESSY L \| 2.750 \| 2027-11-07 | FR001400TSJ2 | Bond | FR | € 8,6M | 0,81 % |
| Bonos \| GENERAL MOTORS CO \| 3.900 \| 2028-01-12 | XS2747270630 | Bond | XS | € 8,5M | 0,80 % |
| BONOS \| ALSTOM SA \| 0.125 \| 2027-07-27 | FR0014004QX4 | Bond | FR | € 8,5M | 0,80 % |
| RENTA FIJA \| NATIONAL GRID PLC \| 0.16 \| 2028-01-20 | XS2289408440 | Bond | XS | € 8,4M | 0,79 % |
| Bonos \| BRITSH PETROLEUM \| 0.831 \| 2027-11-08 | XS1992931508 | Bond | XS | € 8,4M | 0,79 % |
| RFIJA \| REPSOL INTERNATI \| 0.25 \| 2027-08-02 | XS2035620710 | Bond | XS | € 8,4M | 0,79 % |
| RFIJA \| ABERTIS INFRAEST \| 4.12 \| 2028-01-31 | XS2644410214 | Bond | XS | € 8,0M | 0,75 % |
| Bonos \| MASTERCARD INC \| 2.100 \| 2027-09-01 | XS1327028459 | Bond | XS | € 7,9M | 0,75 % |
| BONO \| STELLANTIS NV \| 0.63 \| 2027-03-30 | XS2325733413 | Bond | XS | € 7,9M | 0,75 % |
| RFIJA \| ENI SPA \| 4.30 \| 2028-02-10 | IT0005521171 | Bond | IT | € 7,9M | 0,75 % |
| BONOS \| ING GROEP NV \| 1.375 \| 2028-01-11 | XS1730885073 | Bond | XS | € 7,9M | 0,74 % |
| Bonos \| MIZUHO FINANCIAL GRO \| 3.490 \| 2027-09-05 | XS2528323780 | Bond | XS | € 7,9M | 0,74 % |
| BONO \| CEPSA FINANCE SA \| 0.75 \| 2028-02-12 | XS2117485677 | Bond | XS | € 7,8M | 0,74 % |
| RFIJA \| BOSTON SCIENTIFI \| 0.62 \| 2027-12-01 | XS2070192591 | Bond | XS | € 7,6M | 0,72 % |
| BONO \| RCI BANQUE SA \| 3.75 \| 2027-07-04 | FR001400P3D4 | Bond | FR | € 7,4M | 0,70 % |
| OBLIGACION \| FRESENIUS AG \| 3.88 \| 2027-09-20 | XS2530444624 | Bond | XS | € 7,4M | 0,70 % |
| RFIJA \| ORANGE SA \| 1.38 \| 2028-03-20 | FR0013323870 | Bond | FR | € 7,4M | 0,70 % |
| RFIJA \| SOCIETE GENERALE \| 0.25 \| 2027-07-08 | FR0014004GE5 | Bond | FR | € 7,4M | 0,70 % |
| BO.TOYOTA MOTOR FIN 3.5% VT.13 01 2028 | XS2572989817 | Bond | XS | € 7,4M | 0,69 % |
| Bonos \| IBM INT. FINANCE \| 1.750 \| 2028-03-07 | XS1375955678 | Bond | XS | € 7,3M | 0,69 % |
| Bonos \| PERNOD RICARD SA \| 0.500 \| 2027-07-24 | FR0013456431 | Bond | FR | € 7,3M | 0,69 % |
| BONO \| EASYJET FINCO BV \| 1.88 \| 2027-12-03 | XS2306601746 | Bond | XS | € 6,9M | 0,65 % |
| BONO \| PROCTER \| 3.15 \| 2028-04-29 | XS2810308846 | Bond | XS | € 6,8M | 0,65 % |
| BONO \| AUTOSTRADE PER LITALIA \| 1.63 \| 2027-10-25 | XS2434701616 | Bond | XS | € 6,8M | 0,64 % |
| Bonos \| INFORMA PLC \| 3.000 \| 2027-10-23 | XS2919101498 | Bond | XS | € 6,8M | 0,64 % |
| Obligaciones \| DAIMLER AG \| 1.375 \| 2028-05-11 | DE000A169NC2 | Bond | DE | € 6,8M | 0,64 % |
| BONO \| NATIONAL BANK OF CAN \| 3.75 \| 2028-01-25 | XS2579324869 | Bond | XS | € 6,8M | 0,64 % |
| BONO \| THERMO FIS \| 0.50 \| 2027-12-01 | XS2058556536 | Bond | XS | € 6,8M | 0,64 % |
| RFIJA \| ENEL FINANCE INT \| 2.62 \| 2028-02-24 | XS3008888953 | Bond | XS | € 6,8M | 0,64 % |
| RFIJA \| ENGIE SA \| 1.75 \| 2028-03-27 | FR0013504677 | Bond | FR | € 6,8M | 0,64 % |
| Bonos \| REN FINANCE BV \| 1.750 \| 2027-10-18 | XS1753814737 | Bond | XS | € 6,8M | 0,64 % |
| BONO \| TELENOR RF \| 0.25 \| 2028-02-14 | XS2117452156 | Bond | XS | € 6,7M | 0,64 % |
| RFIJA \| GLENCORE CAP FIN \| 1.12 \| 2028-03-10 | XS2228892860 | Bond | XS | € 6,7M | 0,64 % |
| Bonos \| MACQUARIE BANK LTD \| 0.350 \| 2028-03-03 | XS2265371042 | Bond | XS | € 6,7M | 0,63 % |
| BONO \| ROLLSROYCE \| 1.63 \| 2028-05-09 | XS1819574929 | Bond | XS | € 6,6M | 0,62 % |
| BONO \| VOLKSWAGEN FI SER NV \| 3.38 \| 2028-04-06 | XS2152061904 | Bond | XS | € 6,4M | 0,61 % |
| BONO \| BANCO DE SABADELL SA \| 0.88 \| 2027-06-16 | XS2353366268 | Bond | XS | € 6,4M | 0,60 % |
| BONO \| LOUIS DREYFUS CO BV \| 1.63 \| 2028-01-28 | XS2332552541 | Bond | XS | € 6,3M | 0,60 % |
| RFIJA \| CAPGEMINI SA \| 1.75 \| 2028-04-18 | FR0013327988 | Bond | FR | € 6,3M | 0,59 % |
| RENTA FIJA \| TYCO ELECTRONICS GR \| 2.50 \| 2028-05-06 | XS3063752888 | Bond | XS | € 6,3M | 0,59 % |
| OBLIGACION \| SHELL INTERNATIONAL FIN \| 1.50 \| 2028-04-07 | XS2154418730 | Bond | XS | € 6,2M | 0,59 % |
| BONOS \| HEIDELBERG MATERIALS \| 1.125 \| 2027-12-01 | XS2018637327 | Bond | XS | € 6,2M | 0,59 % |
| BONOS \| PEPSICO INC \| 0.500 \| 2028-05-06 | XS2168625544 | Bond | XS | € 6,2M | 0,58 % |
| BONO \| JDE PEETS NV \| 0.63 \| 2027-11-09 | XS2407010656 | Bond | XS | € 6,2M | 0,58 % |
| RFIJA \| FORTUM OYJ \| 4.00 \| 2028-05-26 | XS2606264005 | Bond | XS | € 5,7M | 0,54 % |
| Bonos \| ASTRAZENECA \| 3.625 \| 2027-03-03 | XS2593105393 | Bond | XS | € 5,7M | 0,54 % |
| Bonos \| KERING \| 1.500 \| 2027-04-05 | FR0013248721 | Bond | FR | € 5,6M | 0,53 % |
| BONO \| ORANO SA \| 5.38 \| 2027-02-15 | FR001400DAO4 | Bond | FR | € 5,6M | 0,53 % |
| BONO \| TRATON FINANCE LUX SA \| 3.38 \| 2027-12-14 | DE000A3L69X8 | Bond | DE | € 5,6M | 0,53 % |
| BONO \| TEREGA SAS \| 0.63 \| 2028-02-27 | FR0013486834 | Bond | FR | € 5,1M | 0,48 % |
| RFIJA \| BANK OF AMERICA \| 4.13 \| 2028-06-12 | XS2634687912 | Bond | XS | € 5,1M | 0,48 % |
| Obligaciones \| DEERE CO \| 1.850 \| 2028-04-02 | XS2150006307 | Bond | XS | € 5,1M | 0,48 % |
| RFIJA \| DEUTSCHE LUFTHAN \| 3.75 \| 2028-02-11 | XS2296203123 | Bond | XS | € 5,1M | 0,48 % |
| RFIJA \| CA AUTO BANK SPA \| 2.75 \| 2028-07-07 | XS3108521124 | Bond | XS | € 5,0M | 0,47 % |
| Bonos \| VISA INC \| 2.250 \| 2028-05-15 | XS3063724325 | Bond | XS | € 5,0M | 0,47 % |
| BONOS \| CIE DE SAINT-GOBAIN \| 2.125 \| 2028-06-10 | XS2517103417 | Bond | XS | € 4,9M | 0,46 % |
| RFIJA \| AT T INC. \| 1.60 \| 2028-05-19 | XS2180007549 | Bond | XS | € 4,9M | 0,46 % |
| RFIJA \| ENERGIAS DE PORT \| 3.88 \| 2028-06-26 | PTEDPUOM0008 | Bond | PT | € 4,6M | 0,43 % |
| BONO \| BANKINTER SA \| 0.63 \| 2027-10-06 | ES0213679JR9 | Bond | ES | € 4,6M | 0,43 % |
| Bonos \| ESTADOS UNIDOS ESTA \| 1.125 \| 2026-10-31 | US91282CDG33 | Government Bond | US | € 4,4M | 0,42 % |
| BONO \| Swisscom Fi \| 3.50 \| 2028-07-29 | XS2827694170 | Bond | XS | € 4,1M | 0,39 % |
| RENTA FIJA \| HYUNDAI MOTOR \| 2.88 \| 2028-06-26 | XS2903447519 | Bond | XS | € 4,1M | 0,38 % |
| Bonos \| BECTON DICKINSON \| 0.334 \| 2028-08-13 | XS2375844144 | Bond | XS | € 4,0M | 0,37 % |
| BONO \| SODEXO SA \| 1.00 \| 2028-07-17 | XS2203996132 | Bond | XS | € 3,9M | 0,37 % |
| Obligaciones \| BOUYGUES SA \| 1.125 \| 2028-07-24 | FR0013507654 | Bond | FR | € 3,9M | 0,36 % |
| BONO \| TEOLLISUUDEN VOIMA OYJ \| 1.38 \| 2028-03-23 | XS2355632741 | Bond | XS | € 3,8M | 0,36 % |
| RFIJA \| OMV AG \| 3.50 \| 2027-09-27 | XS0834371469 | Bond | XS | € 3,5M | 0,33 % |
| BONO \| SWEDBANK AB \| 4.25 \| 2028-07-11 | XS2572496623 | Bond | XS | € 3,1M | 0,29 % |
| BONOS \| VEOLIA ENVIRONNEMENT \| 1.496 \| 2026-11-30 | FR0013246733 | Bond | FR | € 1,1M | 0,10 % |

Página: https://www.iberfunds.com/fondos/unicaja-ahorro-fi

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Fuente: declaración a la CNMV de 30/06/2026, publicada por Iberfunds.
Cita: Iberfunds, sobre declaraciones a la CNMV — https://www.iberfunds.com